Money Goal · Investment Circles
Back the ideas you believe in. Before the world catches on.
Together with friends and family, back one venture or several early stage ideas, with debt or equity, and help them win as their first customers and mentors.
Current venture
Kweku's Cold Brew Roastery
MG is available on MTN MoMo, AirtelTigo and Telecel Cash. You can use it on any of the digital channels belowunder the picture. Early stage startups are very risky, you can lose all your money. Do not invest what you cannot afford to lose.
The gap we fill
Why wait for paperwork when the building is happening today?
Crowdfunding & banks
Demand incorporation papers, audited accounts and collateral before a cedi moves. Good ideas die before they ever register.
Informal WhatsApp pools
Lost screenshots, manual MoMo transfers, no record of who owns what, and awkward talks about repayments or shares.
MG Investment Circles
Structured and trusted. Back early ideas — registered or not — inside your network, choose debt or equity, and track every cedi.
How it works
From an idea among friends to a funded reality.
- 01
Show what's being built
The business shares a main picture of what it's building — the prototype, kitchen, farm or shop — as the circle's title image.
- 02
Pool money with your people
Invite trusted friends, alumni or colleagues. Everyone contributes by automatic or one-time MoMo payments into the circle pot.
- 03
Fund one idea — or several
A circle can back one venture, or work like a small fund that backs two, three or more early businesses over time.
- 04
Agree the terms
Give a growth loan repaid automatically from MoMo, or take equity so the whole circle shares the upside.
- 05
Vote before money moves
Only members who funded the pot vote on releasing money. No single person can move it.
- 06
Be customers and mentors
Members become the business's first buyers, loudest promoters and practical advisors from day one.
Money opens the door. Your circle keeps it open.
- A real picture of the product, not a 40-page pitch deck. Backers see where their money goes.
- One business or a portfolio — start for a single food stall, or back several student ventures through the year.
- Capital plus ready customers and members who know marketing, suppliers and accounts.
- Every contribution, vote and repayment recorded for all members to see.
Your circle's money is held safely.
Money in Money Goal circles sits with IT Consortium, a licensed payment service provider under the Payment Systems and Services Act — never in anyone's personal account.
Fund what's next
Have an early idea — or ready to back someone who does?
No incorporated company or investment firm needed. Bring your circle together, show what's being built, and fund it on MoMo.
Create an Investment CircleOther kinds of circles
Not investing? Circles do more.
Shared Goal Circle
Save together towards one goal — a trip, a wedding, a group project — and watch the pot grow as everyone contributes.
Motivation Circle
Each person saves for their own goal while the circle cheers them on with progress and streaks — no amounts shown.